Terms & Conditions & Advertising Policy
1. Introduction
These Terms & Conditions govern your use of this website and the services provided through the platform.
This website operates under the name PanoramaFirm.ie – Polish Businesses & Services in Ireland (referred to as “we”, “us” or “our”).
The legal owner and operator of this platform is Naoi, registered in Ireland under the Registration of Business Names Act 1963 with registration number 693858.
By accessing or using this website, you agree to be bound by these Terms.
This platform operates as a business directory connecting users with businesses, as well as offering promotional and advertising services.
2. Services Provided
We provide:
Business listings and directory profiles
User-submitted content and updates
Promotional and advertising services
Editorial content and sponsored articles
We reserve the right to modify or discontinue any part of the service at any time.
3. User Accounts & Submissions
Users may submit:
Business profiles
Advertisements
Articles or updates
You are responsible for ensuring that all submitted content:
Is accurate and not misleading
Does not violate any laws or third-party rights
Does not contain harmful, offensive or prohibited material
We reserve the right to edit, reject or remove content at our discretion.
4. Public Listings & Content
Content submitted to the platform (including profiles, advertisements and articles) may be publicly visible.
By submitting content, you grant us the right to publish, display and promote it within the platform.
5. Advertising Services
We offer paid advertising options, including but not limited to:
a) Sponsored Advertisement (BOX)
Displayed within listings or content areas
Clearly marked as “Sponsored”
Includes a direct link to an external website
These advertisements are intended to promote visibility and drive traffic.
b) Editorial Articles (Sponsored Content)
We may offer editorial-style promotional content, including:
Sponsored articles
Business features
Content using anchor text links
These may include links pointing to external websites as part of an anchor text strategy.
6. External Links & Responsibility
Advertisements and sponsored content may contain links to third-party websites.
We are not responsible for:
The content of external websites
The accuracy of information provided by advertisers
Any transactions or interactions between users and third parties
Users access external links at their own risk.
7. Payments (Stripe)
All payments for advertising or promotional services are processed securely via third-party payment providers, including Stripe.
We do not store or have access to full payment card details.
By making a payment, you agree to the terms and policies of the payment provider.
8. No Refund Policy (Digital Services)
Due to the nature of digital services provided on this platform:
Advertising services are considered digital content and services delivered immediately upon activation or publication
Once a service is purchased and activated (e.g. listing published, advertisement displayed, or article scheduled/published), it is deemed fulfilled
In accordance with applicable consumer protection laws, including EU and Irish regulations on digital services:
You acknowledge and agree that you lose your right to withdraw or request a refund once the service has begun or been delivered.
Therefore:
All payments for advertising and promotional services are non-refundable
No refunds will be issued once the service has been activated, published or scheduled
9. Service Duration & Visibility
Advertising services (e.g. BOX ads) are provided for a specified duration.
We aim to ensure visibility according to the selected plan, but we do not guarantee:
Specific traffic levels
Click-through rates
Search engine rankings
10. Limitation of Liability
We provide the platform “as is” and do not guarantee uninterrupted or error-free operation.
To the fullest extent permitted by law, we are not liable for:
Loss of business, revenue or data
Indirect or consequential damages
Performance of advertisements or listings
11. Termination
We reserve the right to:
Remove content
Suspend or terminate access
Refuse services
If a user violates these Terms.
12. Changes to Terms
We may update these Terms at any time.
Continued use of the platform after changes constitutes acceptance of the updated Terms.
13. Governing Law
These Terms are governed by the laws of Ireland.
Any disputes arising in connection with these Terms shall be subject to the jurisdiction of Irish courts.
14. Contact
If you have any questions regarding these Terms or our advertising services, please contact:
Contact form: go to contact
Email: hello@naoi.ie
Effective Date: 15 Apr 2026